Call reports 2025
CCFBANK NATIONAL ASSOCIATION — 2025
What CCFBANK NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,777,811,000 | 1,732,954,000 | 1,724,798,000 | 1,779,367,000 |
| Total loans | 1,356,024,000 | 1,351,683,000 | 1,328,356,000 | 1,345,279,000 |
| Allowance for loan losses | 20,205,000 | 21,347,000 | 22,182,000 | 22,401,000 |
| Securities available for sale | 139,641,000 | 134,774,000 | 137,639,000 | 134,103,000 |
| Securities held to maturity | 84,301,000 | 83,029,000 | 81,526,000 | 80,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,540,519,000 | 1,497,218,000 | 1,485,644,000 | 1,549,572,000 |
| Interest-bearing deposits | 1,270,401,000 | 1,218,860,000 | 1,218,677,000 | 1,259,969,000 |
| Noninterest-bearing deposits | 270,118,000 | 278,358,000 | 266,967,000 | 289,603,000 |
| Equity capital | 223,776,000 | 224,625,000 | 226,801,000 | 212,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 21,128,000 | 43,702,000 | 65,988,000 | 87,790,000 |
| Interest expense | 8,609,000 | 16,897,000 | 25,117,000 | 33,114,000 |
| Net interest income | 12,519,000 | 26,805,000 | 40,871,000 | 54,676,000 |
| Noninterest income | 2,483,000 | 5,122,000 | 8,081,000 | 10,514,000 |
| Noninterest expense | 10,024,000 | 20,349,000 | 31,097,000 | 41,356,000 |
| Provision for loan losses | -351,000 | 807,000 | 1,591,000 | 1,794,000 |
| Pretax income | 5,198,000 | 10,466,000 | 16,017,000 | 21,682,000 |
| Income tax | 1,034,000 | 2,067,000 | 3,133,000 | 3,912,000 |
| Net income | 4,164,000 | 8,399,000 | 12,884,000 | 17,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 207,551,000 | 208,499,000 | 209,130,000 | 194,639,000 |
| Total capital | 225,675,000 | 226,623,000 | 227,075,000 | 212,898,000 |
| Risk-weighted assets | 1,447,439,000 | 1,446,107,000 | 1,430,953,000 | 1,456,154,000 |