Call reports 2024
CCFBANK NATIONAL ASSOCIATION — 2024
What CCFBANK NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,817,431,000 | 1,800,475,000 | 1,797,161,000 | 1,746,521,000 |
| Total loans | 1,450,159,000 | 1,428,863,000 | 1,425,526,000 | 1,370,310,000 |
| Allowance for loan losses | 22,436,000 | 21,178,000 | 21,000,000 | 20,549,000 |
| Securities available for sale | 151,670,000 | 146,438,000 | 149,432,000 | 142,852,000 |
| Securities held to maturity | 89,942,000 | 88,606,000 | 87,032,000 | 85,504,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,543,232,000 | 1,534,053,000 | 1,536,333,000 | 1,505,795,000 |
| Interest-bearing deposits | 1,279,957,000 | 1,264,773,000 | 1,264,563,000 | 1,235,454,000 |
| Noninterest-bearing deposits | 263,275,000 | 269,280,000 | 271,770,000 | 270,341,000 |
| Equity capital | 223,273,000 | 221,776,000 | 224,921,000 | 221,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 22,783,000 | 45,268,000 | 67,833,000 | 89,824,000 |
| Interest expense | 9,721,000 | 19,636,000 | 29,929,000 | 39,265,000 |
| Net interest income | 13,062,000 | 25,632,000 | 37,904,000 | 50,559,000 |
| Noninterest income | 2,869,000 | 5,272,000 | 7,922,000 | 9,852,000 |
| Noninterest expense | 10,321,000 | 20,311,000 | 30,336,000 | 40,621,000 |
| Provision for loan losses | -525,000 | -1,787,000 | -1,935,000 | -2,259,000 |
| Pretax income | 6,423,000 | 12,438,000 | 17,760,000 | 22,238,000 |
| Income tax | 1,372,000 | 2,675,000 | 3,813,000 | 4,705,000 |
| Net income | 5,051,000 | 9,763,000 | 13,947,000 | 17,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 210,507,000 | 208,555,000 | 208,326,000 | 207,749,000 |
| Total capital | 229,819,000 | 227,555,000 | 226,597,000 | 225,432,000 |
| Risk-weighted assets | 1,540,968,000 | 1,517,189,000 | 1,510,177,000 | 1,446,936,000 |