Call reports 2023
CCFBANK NATIONAL ASSOCIATION — 2023
What CCFBANK NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,859,255,000 | 1,828,332,000 | 1,829,437,000 | 1,849,561,000 |
| Total loans | 1,421,716,000 | 1,427,383,000 | 1,450,266,000 | 1,466,564,000 |
| Allowance for loan losses | 22,679,000 | 23,164,000 | 22,973,000 | 22,908,000 |
| Securities available for sale | 173,423,000 | 161,134,000 | 153,413,000 | 155,743,000 |
| Securities held to maturity | 95,301,000 | 93,800,000 | 92,335,000 | 91,229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,446,243,000 | 1,474,710,000 | 1,486,976,000 | 1,537,544,000 |
| Interest-bearing deposits | 1,189,605,000 | 1,203,332,000 | 1,199,106,000 | 1,254,517,000 |
| Noninterest-bearing deposits | 256,638,000 | 271,378,000 | 287,870,000 | 283,027,000 |
| Equity capital | 221,302,000 | 221,808,000 | 217,610,000 | 221,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 19,691,000 | 40,487,000 | 62,285,000 | 84,344,000 |
| Interest expense | 5,841,000 | 13,894,000 | 23,206,000 | 31,716,000 |
| Net interest income | 13,850,000 | 26,593,000 | 39,079,000 | 52,628,000 |
| Noninterest income | 2,071,000 | 4,847,000 | 6,982,000 | 8,577,000 |
| Noninterest expense | 9,714,000 | 19,249,000 | 28,115,000 | 38,335,000 |
| Provision for loan losses | 58,000 | 493,000 | 141,000 | -188,000 |
| Pretax income | 6,199,000 | 11,788,000 | 17,895,000 | 23,751,000 |
| Income tax | 1,589,000 | 3,053,000 | 5,704,000 | 6,946,000 |
| Net income | 4,610,000 | 8,735,000 | 12,191,000 | 16,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 207,474,000 | 210,459,000 | 209,302,000 | 208,726,000 |
| Total capital | 226,873,000 | 230,053,000 | 229,007,000 | 228,092,000 |
| Risk-weighted assets | 1,557,440,000 | 1,562,526,000 | 1,571,702,000 | 1,561,039,000 |