Call reports 2022
CCFBANK NATIONAL ASSOCIATION — 2022
What CCFBANK NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,774,930,000 | 1,762,965,000 | 1,779,439,000 | 1,815,328,000 |
| Total loans | 1,292,705,000 | 1,348,027,000 | 1,376,542,000 | 1,411,784,000 |
| Allowance for loan losses | 16,818,000 | 16,825,000 | 17,217,000 | 17,939,000 |
| Securities available for sale | 187,905,000 | 177,067,000 | 167,764,000 | 165,991,000 |
| Securities held to maturity | 104,894,000 | 99,248,000 | 97,610,000 | 96,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,463,269,000 | 1,434,112,000 | 1,449,426,000 | 1,445,024,000 |
| Interest-bearing deposits | 1,158,994,000 | 1,124,836,000 | 1,149,893,000 | 1,140,597,000 |
| Noninterest-bearing deposits | 304,274,000 | 309,276,000 | 299,533,000 | 304,427,000 |
| Equity capital | 218,977,000 | 219,295,000 | 219,712,000 | 219,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,407,000 | 32,139,000 | 50,126,000 | 69,505,000 |
| Interest expense | 1,379,000 | 2,661,000 | 4,911,000 | 8,733,000 |
| Net interest income | 14,028,000 | 29,478,000 | 45,215,000 | 60,772,000 |
| Noninterest income | 3,036,000 | 5,229,000 | 7,261,000 | 8,930,000 |
| Noninterest expense | 9,757,000 | 19,710,000 | 30,318,000 | 40,048,000 |
| Provision for loan losses | 0 | 400,000 | 775,000 | 1,475,000 |
| Pretax income | 7,270,000 | 14,514,000 | 21,292,000 | 28,373,000 |
| Income tax | 1,792,000 | 3,600,000 | 5,235,000 | 7,130,000 |
| Net income | 5,478,000 | 10,914,000 | 16,057,000 | 21,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,942,000 | 196,974,000 | 202,770,000 | 203,422,000 |
| Total capital | 207,760,000 | 213,799,000 | 219,987,000 | 221,361,000 |
| Risk-weighted assets | 1,389,750,000 | 1,490,000,000 | 1,529,162,000 | 1,561,617,000 |