Call reports 2021
CCFBANK NATIONAL ASSOCIATION — 2021
What CCFBANK NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,732,133,000 | 1,714,362,000 | 1,753,315,000 | 1,739,119,000 |
| Total loans | 1,194,393,000 | 1,184,666,000 | 1,250,329,000 | 1,317,633,000 |
| Allowance for loan losses | 16,860,000 | 16,845,000 | 16,832,000 | 16,913,000 |
| Securities available for sale | 185,159,000 | 243,746,000 | 234,425,000 | 203,069,000 |
| Securities held to maturity | 57,419,000 | 59,582,000 | 67,739,000 | 71,141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,401,788,000 | 1,393,141,000 | 1,430,964,000 | 1,411,507,000 |
| Interest-bearing deposits | 1,123,382,000 | 1,118,075,000 | 1,127,958,000 | 1,110,955,000 |
| Noninterest-bearing deposits | 278,407,000 | 275,067,000 | 303,006,000 | 300,553,000 |
| Equity capital | 197,941,000 | 200,600,000 | 201,624,000 | 206,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,672,000 | 31,196,000 | 47,405,000 | 64,207,000 |
| Interest expense | 2,125,000 | 4,029,000 | 5,772,000 | 7,422,000 |
| Net interest income | 13,547,000 | 27,167,000 | 41,633,000 | 56,785,000 |
| Noninterest income | 4,446,000 | 7,722,000 | 11,032,000 | 14,395,000 |
| Noninterest expense | 9,835,000 | 19,406,000 | 29,570,000 | 39,826,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,393,000 | 15,754,000 | 23,439,000 | 32,578,000 |
| Income tax | 2,200,000 | 4,181,000 | 6,233,000 | 8,682,000 |
| Net income | 6,193,000 | 11,573,000 | 17,206,000 | 23,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,344,000 | 162,346,000 | 164,598,000 | 170,870,000 |
| Total capital | 174,424,000 | 177,444,000 | 181,257,000 | 187,783,000 |
| Risk-weighted assets | 1,123,649,000 | 1,206,055,000 | 1,332,519,000 | 1,396,178,000 |