Call reports 2020
CCFBANK NATIONAL ASSOCIATION — 2020
What CCFBANK NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,504,998,000 | 1,606,886,000 | 1,622,450,000 | 1,648,971,000 |
| Total loans | 1,184,232,000 | 1,290,052,000 | 1,235,077,000 | 1,240,656,000 |
| Allowance for loan losses | 11,835,000 | 13,373,000 | 14,836,000 | 17,043,000 |
| Securities available for sale | 163,435,000 | 162,716,000 | 150,908,000 | 144,233,000 |
| Securities held to maturity | 10,767,000 | 10,541,000 | 16,927,000 | 43,551,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,183,369,000 | 1,275,978,000 | 1,291,364,000 | 1,319,509,000 |
| Interest-bearing deposits | 1,031,432,000 | 1,050,235,000 | 1,043,068,000 | 1,057,182,000 |
| Noninterest-bearing deposits | 151,936,000 | 225,743,000 | 248,296,000 | 262,327,000 |
| Equity capital | 188,315,000 | 191,217,000 | 194,683,000 | 195,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 16,966,000 | 32,910,000 | 48,168,000 | 64,739,000 |
| Interest expense | 3,688,000 | 6,743,000 | 9,428,000 | 11,814,000 |
| Net interest income | 13,278,000 | 26,167,000 | 38,740,000 | 52,925,000 |
| Noninterest income | 2,577,000 | 6,351,000 | 10,665,000 | 14,568,000 |
| Noninterest expense | 9,580,000 | 19,600,000 | 29,636,000 | 39,515,000 |
| Provision for loan losses | 2,000,000 | 3,750,000 | 5,250,000 | 7,750,000 |
| Pretax income | 4,348,000 | 9,266,000 | 14,616,000 | 20,339,000 |
| Income tax | 1,127,000 | 2,430,000 | 3,864,000 | 5,361,000 |
| Net income | 3,221,000 | 6,836,000 | 10,752,000 | 14,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,252,000 | 153,408,000 | 156,388,000 | 157,081,000 |
| Total capital | 163,087,000 | 166,781,000 | 170,610,000 | 171,702,000 |
| Risk-weighted assets | 1,201,854,000 | 1,187,568,000 | 1,137,149,000 | 1,167,257,000 |