Call reports 2019
CCFBANK NATIONAL ASSOCIATION — 2019
What CCFBANK NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,326,436,000 | 1,327,825,000 | 1,475,295,000 | 1,531,129,000 |
| Total loans | 1,020,910,000 | 1,022,432,000 | 1,127,639,000 | 1,183,273,000 |
| Allowance for loan losses | 8,707,000 | 8,759,000 | 9,177,000 | 10,320,000 |
| Securities available for sale | 160,201,000 | 154,760,000 | 182,956,000 | 180,119,000 |
| Securities held to maturity | 4,711,000 | 3,828,000 | 3,665,000 | 2,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,035,271,000 | 1,019,695,000 | 1,166,608,000 | 1,203,097,000 |
| Interest-bearing deposits | 893,678,000 | 876,261,000 | 990,385,000 | 1,028,285,000 |
| Noninterest-bearing deposits | 141,593,000 | 143,434,000 | 176,222,000 | 174,812,000 |
| Equity capital | 159,274,000 | 163,895,000 | 188,003,000 | 188,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,763,000 | 28,144,000 | 44,399,000 | 60,615,000 |
| Interest expense | 3,255,000 | 7,094,000 | 11,104,000 | 14,895,000 |
| Net interest income | 10,508,000 | 21,050,000 | 33,295,000 | 45,720,000 |
| Noninterest income | 1,896,000 | 6,674,000 | 9,666,000 | 12,781,000 |
| Noninterest expense | 8,819,000 | 17,501,000 | 29,662,000 | 39,419,000 |
| Provision for loan losses | 1,225,000 | 1,550,000 | 2,125,000 | 3,525,000 |
| Pretax income | 2,394,000 | 8,728,000 | 11,326,000 | 15,829,000 |
| Income tax | 583,000 | 2,225,000 | 2,891,000 | 3,659,000 |
| Net income | 1,811,000 | 6,503,000 | 8,435,000 | 12,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,348,000 | 125,640,000 | 147,892,000 | 149,982,000 |
| Total capital | 130,055,000 | 134,399,000 | 157,069,000 | 160,302,000 |
| Risk-weighted assets | 1,021,502,000 | 1,026,658,000 | 1,162,076,000 | 1,227,179,000 |