Call reports 2018
CCFBANK NATIONAL ASSOCIATION — 2018
What CCFBANK NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 940,341,000 | 974,991,000 | 975,338,000 | 1,288,089,000 |
| Total loans | 722,647,000 | 762,865,000 | 761,164,000 | 995,084,000 |
| Allowance for loan losses | 5,887,000 | 6,458,000 | 6,748,000 | 7,604,000 |
| Securities available for sale | 118,314,000 | 119,702,000 | 118,482,000 | 146,725,000 |
| Securities held to maturity | 5,013,000 | 4,809,000 | 4,619,000 | 4,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 752,787,000 | 812,806,000 | 806,889,000 | 1,017,100,000 |
| Interest-bearing deposits | 669,630,000 | 663,333,000 | 660,384,000 | 853,380,000 |
| Noninterest-bearing deposits | 83,157,000 | 149,472,000 | 146,506,000 | 163,720,000 |
| Equity capital | 99,274,000 | 100,341,000 | 101,594,000 | 155,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,382,000 | 19,195,000 | 29,585,000 | 42,690,000 |
| Interest expense | 1,563,000 | 3,408,000 | 5,389,000 | 8,005,000 |
| Net interest income | 7,819,000 | 15,787,000 | 24,196,000 | 34,685,000 |
| Noninterest income | 1,421,000 | 2,479,000 | 4,134,000 | 6,314,000 |
| Noninterest expense | 6,670,000 | 13,536,000 | 20,530,000 | 29,241,000 |
| Provision for loan losses | 100,000 | 750,000 | 1,200,000 | 2,150,000 |
| Pretax income | 2,449,000 | 3,963,000 | 6,583,000 | 9,591,000 |
| Income tax | 660,000 | 1,037,000 | 1,969,000 | 2,720,000 |
| Net income | 1,789,000 | 2,926,000 | 4,614,000 | 6,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,716,000 | 87,106,000 | 89,051,000 | 118,974,000 |
| Total capital | 91,603,000 | 93,564,000 | 95,799,000 | 126,578,000 |
| Risk-weighted assets | 691,536,000 | 731,587,000 | 732,680,000 | 995,772,000 |