Call reports 2017
CCFBANK NATIONAL ASSOCIATION — 2017
What CCFBANK NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 668,453,000 | 665,528,000 | 939,417,000 | 942,777,000 |
| Total loans | 534,923,000 | 520,382,000 | 735,138,000 | 733,097,000 |
| Allowance for loan losses | 5,835,000 | 5,756,000 | 5,942,000 | 5,859,000 |
| Securities available for sale | 79,369,000 | 78,475,000 | 95,883,000 | 96,548,000 |
| Securities held to maturity | 5,984,000 | 5,653,000 | 5,453,000 | 5,227,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,920,000 | 523,443,000 | 748,431,000 | 746,847,000 |
| Interest-bearing deposits | 485,266,000 | 469,530,000 | 668,385,000 | 662,989,000 |
| Noninterest-bearing deposits | 50,654,000 | 53,913,000 | 80,046,000 | 83,858,000 |
| Equity capital | 70,638,000 | 72,488,000 | 97,105,000 | 98,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,552,000 | 13,184,000 | 20,974,000 | 30,415,000 |
| Interest expense | 1,212,000 | 2,411,000 | 3,723,000 | 5,187,000 |
| Net interest income | 5,340,000 | 10,773,000 | 17,251,000 | 25,228,000 |
| Noninterest income | 1,205,000 | 2,311,000 | 3,360,000 | 5,107,000 |
| Noninterest expense | 4,666,000 | 9,177,000 | 16,202,000 | 22,724,000 |
| Provision for loan losses | 0 | 0 | 319,000 | 419,000 |
| Pretax income | 1,879,000 | 3,907,000 | 4,172,000 | 7,274,000 |
| Income tax | 650,000 | 1,358,000 | 1,371,000 | 2,568,000 |
| Net income | 1,229,000 | 2,549,000 | 2,801,000 | 4,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,995,000 | 67,361,000 | 82,569,000 | 84,619,000 |
| Total capital | 71,830,000 | 73,117,000 | 88,511,000 | 90,478,000 |
| Risk-weighted assets | 484,967,000 | 475,020,000 | 668,798,000 | 678,606,000 |