Call reports 2025
COMMUNITY BANK — 2025
What COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 287,277,000 | 289,946,000 | 296,576,000 | 298,738,000 |
| Total loans | 194,433,000 | 201,415,000 | 205,023,000 | 208,613,000 |
| Allowance for loan losses | 1,904,000 | 1,901,000 | 1,895,000 | 1,899,000 |
| Securities available for sale | 58,609,000 | 58,512,000 | 59,514,000 | 60,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,130,000 | 197,480,000 | 198,482,000 | 195,184,000 |
| Interest-bearing deposits | 186,173,000 | 185,602,000 | 189,146,000 | 185,544,000 |
| Noninterest-bearing deposits | 8,957,000 | 11,878,000 | 9,336,000 | 9,640,000 |
| Equity capital | 40,003,000 | 40,120,000 | 42,703,000 | 44,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,488,000 | 7,056,000 | 10,743,000 | 14,523,000 |
| Interest expense | 1,577,000 | 3,157,000 | 4,797,000 | 6,477,000 |
| Net interest income | 1,911,000 | 3,899,000 | 5,946,000 | 8,046,000 |
| Noninterest income | 101,000 | 178,000 | 286,000 | 383,000 |
| Noninterest expense | 996,000 | 2,137,000 | 3,074,000 | 4,271,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,016,000 | 1,940,000 | 3,158,000 | 4,158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,016,000 | 1,940,000 | 3,158,000 | 4,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,312,000 | 46,637,000 | 47,533,000 | 48,535,000 |
| Total capital | 48,216,000 | 48,538,000 | 49,428,000 | 50,434,000 |
| Risk-weighted assets | 185,661,000 | 192,424,000 | 195,581,000 | 198,291,000 |