Call reports 2024
COMMUNITY BANK — 2024
What COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 273,210,000 | 277,304,000 | 285,244,000 | 288,839,000 |
| Total loans | 190,751,000 | 190,918,000 | 189,774,000 | 191,527,000 |
| Allowance for loan losses | 1,902,000 | 1,905,000 | 1,907,000 | 1,891,000 |
| Securities available for sale | 58,347,000 | 56,340,000 | 61,500,000 | 59,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,657,000 | 184,605,000 | 190,116,000 | 195,865,000 |
| Interest-bearing deposits | 173,048,000 | 175,956,000 | 182,279,000 | 187,865,000 |
| Noninterest-bearing deposits | 8,609,000 | 8,649,000 | 7,837,000 | 8,000,000 |
| Equity capital | 37,059,000 | 37,967,000 | 40,269,000 | 39,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,365,000 | 6,784,000 | 10,300,000 | 13,582,000 |
| Interest expense | 1,397,000 | 2,857,000 | 4,415,000 | 6,022,000 |
| Net interest income | 1,968,000 | 3,927,000 | 5,885,000 | 7,560,000 |
| Noninterest income | 107,000 | 279,000 | 396,000 | 508,000 |
| Noninterest expense | 835,000 | 1,734,000 | 2,695,000 | 3,868,000 |
| Provision for loan losses | 0 | 0 | 0 | -30,000 |
| Pretax income | 1,240,000 | 2,475,000 | 3,589,000 | 4,203,000 |
| Income tax | 0 | 0 | 0 | 53,000 |
| Net income | 1,240,000 | 2,475,000 | 3,589,000 | 4,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,516,000 | 44,456,000 | 45,242,000 | 45,618,000 |
| Total capital | 45,418,000 | 46,361,000 | 47,149,000 | 47,509,000 |
| Risk-weighted assets | 180,055,000 | 180,694,000 | 181,604,000 | 183,323,000 |