Call reports 2023
COMMUNITY BANK — 2023
What COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 262,830,000 | 256,301,000 | 264,359,000 | 271,931,000 |
| Total loans | 172,641,000 | 177,206,000 | 183,842,000 | 186,602,000 |
| Allowance for loan losses | 1,853,000 | 1,865,000 | 1,868,000 | 1,888,000 |
| Securities available for sale | 68,546,000 | 63,564,000 | 60,492,000 | 61,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,836,000 | 172,260,000 | 178,583,000 | 181,833,000 |
| Interest-bearing deposits | 169,810,000 | 163,120,000 | 170,141,000 | 172,392,000 |
| Noninterest-bearing deposits | 10,026,000 | 9,140,000 | 8,442,000 | 9,441,000 |
| Equity capital | 34,234,000 | 34,190,000 | 33,788,000 | 36,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,656,000 | 5,464,000 | 8,431,000 | 11,589,000 |
| Interest expense | 1,023,000 | 2,142,000 | 3,328,000 | 4,662,000 |
| Net interest income | 1,633,000 | 3,322,000 | 5,103,000 | 6,927,000 |
| Noninterest income | 108,000 | 216,000 | 334,000 | 441,000 |
| Noninterest expense | 740,000 | 1,607,000 | 2,415,000 | 3,404,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 28,000 |
| Pretax income | 1,001,000 | 1,816,000 | 2,907,000 | 3,731,000 |
| Income tax | 0 | 0 | 0 | 38,000 |
| Net income | 1,001,000 | 1,816,000 | 2,907,000 | 3,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,095,000 | 41,393,000 | 42,235,000 | 42,865,000 |
| Total capital | 42,948,000 | 43,258,000 | 44,103,000 | 44,853,000 |
| Risk-weighted assets | 164,597,000 | 168,125,000 | 172,802,000 | 176,290,000 |