Call reports 2022
COMMUNITY BANK — 2022
What COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 253,941,000 | 251,172,000 | 252,400,000 | 259,167,000 |
| Total loans | 165,296,000 | 166,789,000 | 167,788,000 | 171,356,000 |
| Allowance for loan losses | 1,603,000 | 1,636,000 | 1,651,000 | 1,651,000 |
| Securities available for sale | 78,236,000 | 72,191,000 | 71,278,000 | 69,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,364,000 | 184,490,000 | 187,466,000 | 185,998,000 |
| Interest-bearing deposits | 172,267,000 | 174,428,000 | 177,586,000 | 175,743,000 |
| Noninterest-bearing deposits | 10,097,000 | 10,062,000 | 9,880,000 | 10,255,000 |
| Equity capital | 35,783,000 | 31,944,000 | 31,397,000 | 33,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,268,000 | 4,566,000 | 6,891,000 | 9,357,000 |
| Interest expense | 518,000 | 1,029,000 | 1,574,000 | 2,375,000 |
| Net interest income | 1,750,000 | 3,537,000 | 5,317,000 | 6,982,000 |
| Noninterest income | 115,000 | 234,000 | 345,000 | 475,000 |
| Noninterest expense | 720,000 | 1,465,000 | 2,260,000 | 3,228,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 1,127,000 | 2,288,000 | 3,384,000 | 4,211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,127,000 | 2,288,000 | 3,384,000 | 4,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,271,000 | 38,923,000 | 39,768,000 | 40,598,000 |
| Total capital | 39,874,000 | 40,559,000 | 41,419,000 | 42,249,000 |
| Risk-weighted assets | 158,018,000 | 159,679,000 | 161,066,000 | 164,034,000 |