Call reports 2021
COMMUNITY BANK — 2021
What COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 253,212,000 | 250,996,000 | 257,396,000 | 258,028,000 |
| Total loans | 151,035,000 | 153,964,000 | 156,309,000 | 161,220,000 |
| Allowance for loan losses | 1,422,000 | 1,462,000 | 1,528,000 | 1,569,000 |
| Securities available for sale | 80,119,000 | 81,885,000 | 86,828,000 | 87,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,598,000 | 173,613,000 | 180,528,000 | 180,550,000 |
| Interest-bearing deposits | 166,163,000 | 163,219,000 | 169,337,000 | 170,038,000 |
| Noninterest-bearing deposits | 11,435,000 | 10,394,000 | 11,191,000 | 10,512,000 |
| Equity capital | 37,795,000 | 38,577,000 | 39,083,000 | 39,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,338,000 | 4,627,000 | 6,809,000 | 9,053,000 |
| Interest expense | 616,000 | 1,202,000 | 1,776,000 | 2,338,000 |
| Net interest income | 1,722,000 | 3,425,000 | 5,033,000 | 6,715,000 |
| Noninterest income | 108,000 | 225,000 | 323,000 | 430,000 |
| Noninterest expense | 744,000 | 1,419,000 | 2,198,000 | 3,017,000 |
| Provision for loan losses | 0 | 40,000 | 210,000 | 250,000 |
| Pretax income | 1,086,000 | 2,191,000 | 2,948,000 | 3,878,000 |
| Income tax | 0 | 0 | 0 | 44,000 |
| Net income | 1,086,000 | 2,191,000 | 2,948,000 | 3,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,564,000 | 36,253,000 | 36,725,000 | 37,440,000 |
| Total capital | 36,986,000 | 37,715,000 | 38,253,000 | 39,009,000 |
| Risk-weighted assets | 148,557,000 | 147,615,000 | 151,223,000 | 154,287,000 |