Call reports 2020
COMMUNITY BANK — 2020
What COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 224,663,000 | 263,048,000 | 260,654,000 | 258,206,000 |
| Total loans | 137,205,000 | 146,203,000 | 149,101,000 | 148,925,000 |
| Allowance for loan losses | 1,324,000 | 1,435,000 | 1,492,000 | 1,420,000 |
| Securities available for sale | 66,639,000 | 79,934,000 | 86,431,000 | 83,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,381,000 | 188,078,000 | 184,719,000 | 182,737,000 |
| Interest-bearing deposits | 149,585,000 | 179,120,000 | 175,805,000 | 173,378,000 |
| Noninterest-bearing deposits | 6,796,000 | 8,958,000 | 8,914,000 | 9,359,000 |
| Equity capital | 32,390,000 | 35,569,000 | 36,571,000 | 37,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,183,000 | 4,583,000 | 6,869,000 | 9,099,000 |
| Interest expense | 724,000 | 1,489,000 | 2,259,000 | 2,974,000 |
| Net interest income | 1,459,000 | 3,094,000 | 4,610,000 | 6,125,000 |
| Noninterest income | 112,000 | 204,000 | 310,000 | 413,000 |
| Noninterest expense | 813,000 | 1,503,000 | 2,199,000 | 2,909,000 |
| Provision for loan losses | 100,000 | 225,000 | 250,000 | 250,000 |
| Pretax income | 751,000 | 1,714,000 | 2,615,000 | 3,524,000 |
| Income tax | 0 | 0 | 0 | 30,000 |
| Net income | 751,000 | 1,714,000 | 2,615,000 | 3,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,476,000 | 33,094,000 | 33,806,000 | 34,685,000 |
| Total capital | 33,800,000 | 34,529,000 | 35,299,000 | 36,105,000 |
| Risk-weighted assets | 134,757,000 | 146,093,000 | 149,045,000 | 147,939,000 |