Call reports 2019
COMMUNITY BANK — 2019
What COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 212,607,000 | 215,595,000 | 217,335,000 | 222,986,000 |
| Total loans | 121,563,000 | 124,480,000 | 125,715,000 | 129,979,000 |
| Allowance for loan losses | 1,299,000 | 1,269,000 | 1,220,000 | 1,208,000 |
| Securities available for sale | 78,118,000 | 78,604,000 | 73,101,000 | 69,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,116,000 | 149,258,000 | 150,092,000 | 155,812,000 |
| Interest-bearing deposits | 147,519,000 | 142,779,000 | 143,724,000 | 148,471,000 |
| Noninterest-bearing deposits | 6,597,000 | 6,479,000 | 6,368,000 | 7,341,000 |
| Equity capital | 29,035,000 | 30,997,000 | 32,077,000 | 32,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,104,000 | 4,257,000 | 6,437,000 | 8,656,000 |
| Interest expense | 664,000 | 1,363,000 | 2,090,000 | 2,832,000 |
| Net interest income | 1,440,000 | 2,894,000 | 4,347,000 | 5,824,000 |
| Noninterest income | -165,000 | -63,000 | 93,000 | 256,000 |
| Noninterest expense | 837,000 | 1,588,000 | 2,354,000 | 3,068,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 438,000 | 1,243,000 | 2,036,000 | 3,143,000 |
| Income tax | 0 | 0 | 0 | 33,000 |
| Net income | 438,000 | 1,243,000 | 2,036,000 | 3,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,697,000 | 30,317,000 | 30,932,000 | 32,004,000 |
| Total capital | 30,996,000 | 31,586,000 | 32,152,000 | 33,212,000 |
| Risk-weighted assets | 122,907,000 | 125,459,000 | 125,772,000 | 128,466,000 |