Call reports 2016
COMMUNITY BANK — 2016
What COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 189,241,000 | 189,474,000 | 199,385,000 | 196,550,000 |
| Total loans | 105,455,000 | 106,462,000 | 105,803,000 | 105,016,000 |
| Allowance for loan losses | 1,155,000 | 1,332,000 | 1,559,000 | 1,437,000 |
| Securities available for sale | 70,283,000 | 72,749,000 | 78,307,000 | 82,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,464,000 | 138,129,000 | 147,434,000 | 146,745,000 |
| Interest-bearing deposits | 132,488,000 | 132,115,000 | 141,418,000 | 140,312,000 |
| Noninterest-bearing deposits | 5,976,000 | 6,014,000 | 6,016,000 | 6,433,000 |
| Equity capital | 25,594,000 | 26,162,000 | 26,475,000 | 23,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,777,000 | 3,539,000 | 5,328,000 | 7,116,000 |
| Interest expense | 511,000 | 1,020,000 | 1,553,000 | 2,100,000 |
| Net interest income | 1,266,000 | 2,519,000 | 3,775,000 | 5,016,000 |
| Noninterest income | 110,000 | 221,000 | 333,000 | 281,000 |
| Noninterest expense | 820,000 | 1,734,000 | 2,586,000 | 3,421,000 |
| Provision for loan losses | 398,000 | 698,000 | 698,000 | 1,298,000 |
| Pretax income | 234,000 | 393,000 | 909,000 | 663,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 234,000 | 393,000 | 909,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,187,000 | 24,259,000 | 24,775,000 | 24,529,000 |
| Total capital | 25,342,000 | 25,591,000 | 26,127,000 | 25,874,000 |
| Risk-weighted assets | 105,667,000 | 107,296,000 | 107,922,000 | 107,534,000 |