Call reports 2015
COMMUNITY BANK — 2015
What COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 180,716,000 | 187,689,000 | 191,066,000 | 190,626,000 |
| Total loans | 101,479,000 | 104,906,000 | 105,266,000 | 105,495,000 |
| Allowance for loan losses | 1,251,000 | 1,247,000 | 1,203,000 | 1,187,000 |
| Securities available for sale | 70,569,000 | 73,870,000 | 76,497,000 | 75,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,775,000 | 138,431,000 | 142,250,000 | 139,377,000 |
| Interest-bearing deposits | 124,537,000 | 132,107,000 | 136,834,000 | 132,805,000 |
| Noninterest-bearing deposits | 6,238,000 | 6,324,000 | 5,416,000 | 6,572,000 |
| Equity capital | 24,780,000 | 24,324,000 | 24,917,000 | 25,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,735,000 | 3,516,000 | 5,298,000 | 7,116,000 |
| Interest expense | 456,000 | 937,000 | 1,441,000 | 1,950,000 |
| Net interest income | 1,279,000 | 2,579,000 | 3,857,000 | 5,166,000 |
| Noninterest income | 100,000 | 208,000 | 325,000 | 426,000 |
| Noninterest expense | 688,000 | 1,445,000 | 2,145,000 | 2,899,000 |
| Provision for loan losses | 400,000 | 400,000 | 600,000 | 1,014,000 |
| Pretax income | 350,000 | 1,000,000 | 1,495,000 | 1,875,000 |
| Income tax | 0 | 0 | 0 | 24,000 |
| Net income | 350,000 | 1,000,000 | 1,495,000 | 1,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,157,000 | 23,405,000 | 23,761,000 | 24,117,000 |
| Total capital | 24,408,000 | 24,652,000 | 24,964,000 | 25,304,000 |
| Risk-weighted assets | 102,244,000 | 106,649,000 | 106,953,000 | 106,000,000 |