Call reports 2014
COMMUNITY BANK — 2014
What COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 165,786,000 | 169,172,000 | 176,790,000 | 176,863,000 |
| Total loans | 89,817,000 | 93,017,000 | 94,447,000 | 96,415,000 |
| Allowance for loan losses | 798,000 | 795,000 | 796,000 | 857,000 |
| Securities available for sale | 66,016,000 | 67,518,000 | 70,688,000 | 73,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,777,000 | 125,238,000 | 132,717,000 | 131,483,000 |
| Interest-bearing deposits | 117,967,000 | 118,151,000 | 126,281,000 | 125,001,000 |
| Noninterest-bearing deposits | 6,810,000 | 7,087,000 | 6,436,000 | 6,482,000 |
| Equity capital | 21,998,000 | 23,170,000 | 23,917,000 | 24,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,602,000 | 3,216,000 | 4,904,000 | 6,586,000 |
| Interest expense | 411,000 | 827,000 | 1,265,000 | 1,725,000 |
| Net interest income | 1,191,000 | 2,389,000 | 3,639,000 | 4,861,000 |
| Noninterest income | 109,000 | 226,000 | 347,000 | 466,000 |
| Noninterest expense | 707,000 | 1,423,000 | 2,126,000 | 2,796,000 |
| Provision for loan losses | 0 | 0 | 0 | 205,000 |
| Pretax income | 657,000 | 1,293,000 | 1,961,000 | 2,440,000 |
| Income tax | 0 | 0 | 0 | 28,000 |
| Net income | 657,000 | 1,293,000 | 1,961,000 | 2,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,735,000 | 22,069,000 | 22,598,000 | 23,049,000 |
| Total capital | 22,533,000 | 22,864,000 | 23,394,000 | 23,906,000 |
| Risk-weighted assets | 93,191,000 | 96,011,000 | 98,800,000 | 99,748,000 |