Call reports 2013
COMMUNITY BANK — 2013
What COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 162,235,000 | 160,461,000 | 162,612,000 | 164,119,000 |
| Total loans | 83,171,000 | 85,624,000 | 88,070,000 | 88,864,000 |
| Allowance for loan losses | 797,000 | 797,000 | 792,000 | 796,000 |
| Securities available for sale | 68,156,000 | 66,614,000 | 65,496,000 | 66,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,976,000 | 121,965,000 | 124,848,000 | 124,518,000 |
| Interest-bearing deposits | 116,172,000 | 114,035,000 | 118,569,000 | 118,224,000 |
| Noninterest-bearing deposits | 6,804,000 | 7,930,000 | 6,279,000 | 6,294,000 |
| Equity capital | 21,825,000 | 20,486,000 | 20,241,000 | 20,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,507,000 | 2,994,000 | 4,494,000 | 6,070,000 |
| Interest expense | 421,000 | 837,000 | 1,256,000 | 1,679,000 |
| Net interest income | 1,086,000 | 2,157,000 | 3,238,000 | 4,391,000 |
| Noninterest income | 102,000 | 214,000 | 316,000 | 433,000 |
| Noninterest expense | 611,000 | 1,277,000 | 1,934,000 | 2,582,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 577,000 | 1,094,000 | 1,620,000 | 2,242,000 |
| Income tax | 0 | 0 | 0 | 27,000 |
| Net income | 577,000 | 1,094,000 | 1,620,000 | 2,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,130,000 | 20,345,000 | 20,731,000 | 21,326,000 |
| Total capital | 20,927,000 | 21,142,000 | 21,523,000 | 22,122,000 |
| Risk-weighted assets | 87,663,000 | 89,380,000 | 91,594,000 | 92,363,000 |