Call reports 2012
COMMUNITY BANK — 2012
What COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 146,747,000 | 155,787,000 | 159,379,000 | 159,974,000 |
| Total loans | 75,911,000 | 79,266,000 | 81,514,000 | 83,828,000 |
| Allowance for loan losses | 790,000 | 791,000 | 791,000 | 802,000 |
| Securities available for sale | 61,679,000 | 65,779,000 | 70,061,000 | 64,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,661,000 | 120,151,000 | 121,465,000 | 122,068,000 |
| Interest-bearing deposits | 105,827,000 | 113,748,000 | 115,390,000 | 114,909,000 |
| Noninterest-bearing deposits | 6,834,000 | 6,403,000 | 6,075,000 | 7,159,000 |
| Equity capital | 20,221,000 | 20,785,000 | 21,766,000 | 21,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,516,000 | 3,069,000 | 4,642,000 | 6,204,000 |
| Interest expense | 447,000 | 895,000 | 1,356,000 | 1,807,000 |
| Net interest income | 1,069,000 | 2,174,000 | 3,286,000 | 4,397,000 |
| Noninterest income | 159,000 | 258,000 | 421,000 | 531,000 |
| Noninterest expense | 570,000 | 1,175,000 | 1,737,000 | 2,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 658,000 | 1,285,000 | 2,015,000 | 2,760,000 |
| Income tax | 0 | 0 | 0 | 25,000 |
| Net income | 658,000 | 1,285,000 | 2,015,000 | 2,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,130,000 | 18,523,000 | 19,084,000 | 19,804,000 |
| Total capital | 18,920,000 | 19,314,000 | 19,875,000 | 20,606,000 |
| Risk-weighted assets | 84,910,000 | 88,573,000 | 90,139,000 | 87,861,000 |