Call reports 2011
COMMUNITY BANK — 2011
What COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 131,282,000 | 133,316,000 | 139,051,000 | 141,592,000 |
| Total loans | 69,208,000 | 69,750,000 | 70,222,000 | 72,725,000 |
| Allowance for loan losses | 1,180,000 | 930,000 | 997,000 | 786,000 |
| Securities available for sale | 53,510,000 | 53,855,000 | 57,758,000 | 56,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,899,000 | 105,123,000 | 107,799,000 | 110,088,000 |
| Interest-bearing deposits | 97,074,000 | 98,809,000 | 101,805,000 | 102,908,000 |
| Noninterest-bearing deposits | 6,825,000 | 6,315,000 | 5,994,000 | 7,180,000 |
| Equity capital | 17,548,000 | 18,290,000 | 19,403,000 | 19,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,423,000 | 2,881,000 | 4,345,000 | 5,862,000 |
| Interest expense | 487,000 | 963,000 | 1,419,000 | 1,874,000 |
| Net interest income | 936,000 | 1,918,000 | 2,926,000 | 3,988,000 |
| Noninterest income | 78,000 | 164,000 | 261,000 | 218,000 |
| Noninterest expense | 643,000 | 1,247,000 | 1,824,000 | 2,428,000 |
| Provision for loan losses | 22,000 | 22,000 | 22,000 | 335,000 |
| Pretax income | 516,000 | 1,037,000 | 1,633,000 | 1,752,000 |
| Income tax | 0 | 0 | 0 | 16,000 |
| Net income | 516,000 | 1,037,000 | 1,633,000 | 1,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,618,000 | 16,896,000 | 17,446,000 | 17,550,000 |
| Total capital | 17,612,000 | 17,826,000 | 18,443,000 | 18,336,000 |
| Risk-weighted assets | 79,332,000 | 79,597,000 | 80,310,000 | 82,283,000 |