Call reports 2010
COMMUNITY BANK — 2010
What COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 119,087,000 | 123,797,000 | 127,458,000 | 131,470,000 |
| Total loans | 66,403,000 | 65,978,000 | 65,253,000 | 69,152,000 |
| Allowance for loan losses | 1,291,000 | 1,056,000 | 1,167,000 | 1,168,000 |
| Securities available for sale | 44,647,000 | 48,764,000 | 53,740,000 | 56,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,781,000 | 97,572,000 | 100,377,000 | 102,545,000 |
| Interest-bearing deposits | 87,004,000 | 91,749,000 | 94,641,000 | 95,570,000 |
| Noninterest-bearing deposits | 6,777,000 | 5,823,000 | 5,736,000 | 6,975,000 |
| Equity capital | 16,566,000 | 16,645,000 | 17,245,000 | 16,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,487,000 | 2,916,000 | 4,407,000 | 5,863,000 |
| Interest expense | 550,000 | 1,094,000 | 1,646,000 | 2,191,000 |
| Net interest income | 937,000 | 1,822,000 | 2,761,000 | 3,672,000 |
| Noninterest income | 36,000 | 124,000 | 205,000 | 296,000 |
| Noninterest expense | 556,000 | 1,112,000 | 1,626,000 | 2,151,000 |
| Provision for loan losses | 600,000 | 870,000 | 1,070,000 | 1,070,000 |
| Pretax income | -89,000 | 89,000 | 428,000 | 905,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | -89,000 | 89,000 | 428,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,268,000 | 15,357,000 | 15,697,000 | 16,167,000 |
| Total capital | 16,247,000 | 16,276,000 | 16,675,000 | 17,170,000 |
| Risk-weighted assets | 77,585,000 | 77,577,000 | 78,026,000 | 80,054,000 |