Call reports 2008
COMMUNITY BANK — 2008
What COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 103,100,000 | 106,308,000 | 109,967,000 | 111,745,000 |
| Total loans | 61,491,000 | 64,423,000 | 64,865,000 | 65,880,000 |
| Allowance for loan losses | 622,000 | 615,000 | 813,000 | 819,000 |
| Securities available for sale | 28,657,000 | 31,495,000 | 34,709,000 | 38,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,845,000 | 86,920,000 | 90,757,000 | 91,456,000 |
| Interest-bearing deposits | 76,915,000 | 80,013,000 | 84,730,000 | 85,225,000 |
| Noninterest-bearing deposits | 5,930,000 | 6,907,000 | 6,027,000 | 6,231,000 |
| Equity capital | 15,244,000 | 14,855,000 | 15,168,000 | 16,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,559,000 | 3,149,000 | 4,529,000 | 6,037,000 |
| Interest expense | 754,000 | 1,482,000 | 2,233,000 | 2,976,000 |
| Net interest income | 805,000 | 1,667,000 | 2,296,000 | 3,061,000 |
| Noninterest income | 86,000 | 158,000 | 284,000 | 381,000 |
| Noninterest expense | 428,000 | 827,000 | 1,324,000 | 1,698,000 |
| Provision for loan losses | 170,000 | 215,000 | 419,000 | 419,000 |
| Pretax income | 365,000 | 864,000 | 952,000 | 1,474,000 |
| Income tax | 0 | 0 | 4,000 | 22,000 |
| Net income | 365,000 | 864,000 | 948,000 | 1,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,684,000 | 15,057,000 | 15,013,000 | 15,517,000 |
| Total capital | 15,306,000 | 15,672,000 | 15,826,000 | 16,336,000 |
| Risk-weighted assets | 71,082,000 | 74,052,000 | 75,125,000 | 75,326,000 |