Call reports 2006
COMMUNITY BANK — 2006
What COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 86,042,000 | 86,028,000 | 88,218,000 | 90,196,000 |
| Total loans | 58,883,000 | 59,440,000 | 60,012,000 | 60,023,000 |
| Allowance for loan losses | 695,000 | 693,000 | 712,000 | 712,000 |
| Securities available for sale | 21,378,000 | 20,151,000 | 20,794,000 | 20,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,220,000 | 64,942,000 | 67,501,000 | 70,652,000 |
| Interest-bearing deposits | 59,554,000 | 59,782,000 | 61,833,000 | 64,061,000 |
| Noninterest-bearing deposits | 5,666,000 | 5,160,000 | 5,668,000 | 6,591,000 |
| Equity capital | 12,398,000 | 12,495,000 | 12,927,000 | 13,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,620,000 | 4,015,000 | 5,313,000 |
| Interest expense | 504,000 | 1,047,000 | 1,633,000 | 2,250,000 |
| Net interest income | 790,000 | 1,573,000 | 2,382,000 | 3,063,000 |
| Noninterest income | 71,000 | 150,000 | 230,000 | 338,000 |
| Noninterest expense | 453,000 | 909,000 | 1,408,000 | 1,816,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 419,000 | 808,000 | 1,198,000 | 1,579,000 |
| Income tax | 138,000 | 267,000 | 396,000 | 520,000 |
| Net income | 281,000 | 541,000 | 802,000 | 1,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,564,000 | 12,823,000 | 13,085,000 | 13,341,000 |
| Total capital | 13,259,000 | 13,516,000 | 13,797,000 | 14,053,000 |
| Risk-weighted assets | 63,494,000 | 64,711,000 | 65,692,000 | 66,780,000 |