Call reports 2004
COMMUNITY BANK — 2004
What COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 79,928,000 | 80,617,000 | 82,085,000 | 83,964,000 |
| Total loans | 53,657,000 | 54,967,000 | 55,848,000 | 54,416,000 |
| Allowance for loan losses | 654,000 | 661,000 | 662,000 | 659,000 |
| Securities available for sale | 19,527,000 | 19,516,000 | 19,377,000 | 20,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,296,000 | 62,121,000 | 62,890,000 | 64,435,000 |
| Interest-bearing deposits | 56,136,000 | 56,756,000 | 57,375,000 | 58,351,000 |
| Noninterest-bearing deposits | 5,160,000 | 5,365,000 | 5,515,000 | 6,084,000 |
| Equity capital | 10,583,000 | 10,518,000 | 11,097,000 | 11,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,222,000 | 2,336,000 | 3,499,000 | 4,695,000 |
| Interest expense | 437,000 | 862,000 | 1,290,000 | 1,734,000 |
| Net interest income | 785,000 | 1,474,000 | 2,209,000 | 2,961,000 |
| Noninterest income | 93,000 | 163,000 | 251,000 | 336,000 |
| Noninterest expense | 490,000 | 827,000 | 1,166,000 | 1,503,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 418,000 | 852,000 | 1,336,000 | 1,852,000 |
| Income tax | 132,000 | 271,000 | 430,000 | 587,000 |
| Net income | 286,000 | 581,000 | 906,000 | 1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,241,000 | 10,536,000 | 10,860,000 | 11,219,000 |
| Total capital | 10,895,000 | 11,197,000 | 11,522,000 | 11,878,000 |
| Risk-weighted assets | 58,081,000 | 59,004,000 | 60,077,000 | 59,161,000 |