Call reports 2002
COMMUNITY BANK — 2002
What COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,477,000 | 42,395,000 | 76,016,000 | 74,319,000 |
| Total loans | 29,203,000 | 30,961,000 | 50,252,000 | 50,506,000 |
| Allowance for loan losses | 349,000 | 349,000 | 566,000 | 567,000 |
| Securities available for sale | 9,643,000 | 8,756,000 | 17,392,000 | 17,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,293,000 | 33,999,000 | 60,154,000 | 58,288,000 |
| Interest-bearing deposits | 31,845,000 | 31,412,000 | 55,682,000 | 53,813,000 |
| Noninterest-bearing deposits | 2,448,000 | 2,587,000 | 4,472,000 | 4,475,000 |
| Equity capital | 4,523,000 | 4,726,000 | 9,034,000 | 9,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,345,000 | 3,398,000 | 4,564,000 |
| Interest expense | 360,000 | 708,000 | 1,721,000 | 2,269,000 |
| Net interest income | 318,000 | 637,000 | 1,677,000 | 2,295,000 |
| Noninterest income | 38,000 | 85,000 | 222,000 | 389,000 |
| Noninterest expense | 295,000 | 475,000 | 1,115,000 | 1,538,000 |
| Provision for loan losses | 0 | 0 | 53,000 | 53,000 |
| Pretax income | 61,000 | 273,000 | 757,000 | 1,119,000 |
| Income tax | 10,000 | 79,000 | 213,000 | 277,000 |
| Net income | 51,000 | 194,000 | 544,000 | 842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,478,000 | 4,605,000 | 8,598,000 | 8,862,000 |
| Total capital | 4,827,000 | 4,954,000 | 9,164,000 | 9,429,000 |
| Risk-weighted assets | 29,417,000 | 30,801,000 | 51,913,000 | 51,386,000 |