Call reports 2001
COMMUNITY BANK — 2001
What COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 35,685,000 | 35,293,000 | 39,712,000 | 43,110,000 |
| Total loans | 24,793,000 | 24,300,000 | 25,570,000 | 29,192,000 |
| Allowance for loan losses | 339,000 | 339,000 | 339,000 | 347,000 |
| Securities available for sale | 7,713,000 | 8,129,000 | 9,227,000 | 10,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,421,000 | 30,481,000 | 33,612,000 | 34,504,000 |
| Interest-bearing deposits | 27,583,000 | 28,588,000 | 31,646,000 | 31,723,000 |
| Noninterest-bearing deposits | 1,838,000 | 1,893,000 | 1,966,000 | 2,781,000 |
| Equity capital | 4,211,000 | 4,316,000 | 4,524,000 | 4,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,385,000 | 2,071,000 | 2,773,000 |
| Interest expense | 364,000 | 719,000 | 1,093,000 | 1,481,000 |
| Net interest income | 343,000 | 666,000 | 978,000 | 1,292,000 |
| Noninterest income | 35,000 | 76,000 | 118,000 | 154,000 |
| Noninterest expense | 207,000 | 376,000 | 555,000 | 777,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 181,000 | 376,000 | 558,000 | 682,000 |
| Income tax | 59,000 | 122,000 | 179,000 | 215,000 |
| Net income | 122,000 | 254,000 | 379,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,130,000 | 4,244,000 | 4,370,000 | 4,434,000 |
| Total capital | 4,444,000 | 4,554,000 | 4,701,000 | 4,781,000 |
| Risk-weighted assets | 25,105,000 | 24,777,000 | 26,500,000 | 29,676,000 |