Call reports 2024
JOHNSON CITY BANK — 2024
What JOHNSON CITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 137,268,000 | 138,598,000 | 139,510,000 | 134,179,000 |
| Total loans | 92,572,000 | 89,821,000 | 87,557,000 | 86,087,000 |
| Allowance for loan losses | 1,001,000 | 1,015,000 | 1,026,000 | 1,016,000 |
| Securities available for sale | 7,449,000 | 7,283,000 | 9,855,000 | 10,163,000 |
| Securities held to maturity | 8,733,000 | 9,686,000 | 7,630,000 | 7,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,728,000 | 121,943,000 | 122,368,000 | 117,311,000 |
| Interest-bearing deposits | 70,194,000 | 73,709,000 | 76,013,000 | 71,036,000 |
| Noninterest-bearing deposits | 50,534,000 | 48,234,000 | 46,355,000 | 46,275,000 |
| Equity capital | 16,293,000 | 16,435,000 | 16,856,000 | 16,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,697,000 | 3,467,000 | 5,287,000 | 7,084,000 |
| Interest expense | 431,000 | 910,000 | 1,415,000 | 1,890,000 |
| Net interest income | 1,266,000 | 2,557,000 | 3,872,000 | 5,194,000 |
| Noninterest income | 100,000 | 191,000 | 274,000 | 356,000 |
| Noninterest expense | 866,000 | 1,735,000 | 2,616,000 | 3,491,000 |
| Provision for loan losses | 16,000 | 41,000 | 55,000 | 50,000 |
| Pretax income | 489,000 | 969,000 | 1,472,000 | 2,010,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 489,000 | 969,000 | 1,472,000 | 2,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,707,000 | 17,787,000 | 17,892,000 | 18,155,000 |