Call reports 2023
JOHNSON CITY BANK — 2023
What JOHNSON CITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 147,972,000 | 140,614,000 | 136,816,000 | 136,732,000 |
| Total loans | 91,739,000 | 92,649,000 | 92,731,000 | 92,380,000 |
| Allowance for loan losses | 958,000 | 948,000 | 989,000 | 965,000 |
| Securities available for sale | 8,343,000 | 8,115,000 | 7,600,000 | 7,728,000 |
| Securities held to maturity | 13,445,000 | 13,387,000 | 13,325,000 | 13,777,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,360,000 | 124,701,000 | 120,829,000 | 120,295,000 |
| Interest-bearing deposits | 71,417,000 | 68,338,000 | 68,217,000 | 69,180,000 |
| Noninterest-bearing deposits | 60,943,000 | 56,362,000 | 52,612,000 | 51,115,000 |
| Equity capital | 15,355,000 | 15,667,000 | 15,691,000 | 16,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,598,000 | 3,285,000 | 5,019,000 | 6,725,000 |
| Interest expense | 209,000 | 487,000 | 822,000 | 1,207,000 |
| Net interest income | 1,389,000 | 2,798,000 | 4,197,000 | 5,518,000 |
| Noninterest income | 114,000 | 219,000 | 314,000 | 406,000 |
| Noninterest expense | 822,000 | 1,673,000 | 2,466,000 | 3,303,000 |
| Provision for loan losses | 108,000 | 108,000 | 169,000 | 163,000 |
| Pretax income | 581,000 | 1,246,000 | 1,897,000 | 2,494,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 581,000 | 1,246,000 | 1,897,000 | 2,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,800,000 | 17,092,000 | 17,368,000 | 17,591,000 |