Call reports 2022
JOHNSON CITY BANK — 2022
What JOHNSON CITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 163,364,000 | 162,947,000 | 155,395,000 | 147,598,000 |
| Total loans | 86,104,000 | 84,862,000 | 89,793,000 | 89,239,000 |
| Allowance for loan losses | 753,000 | 777,000 | 827,000 | 895,000 |
| Securities available for sale | 10,352,000 | 9,152,000 | 8,740,000 | 8,603,000 |
| Securities held to maturity | 13,716,000 | 13,135,000 | 13,070,000 | 13,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,971,000 | 148,157,000 | 140,342,000 | 132,172,000 |
| Interest-bearing deposits | 75,664,000 | 76,060,000 | 73,322,000 | 70,508,000 |
| Noninterest-bearing deposits | 72,307,000 | 72,097,000 | 67,020,000 | 61,664,000 |
| Equity capital | 15,267,000 | 14,647,000 | 14,859,000 | 15,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,459,000 | 3,905,000 | 5,518,000 |
| Interest expense | 75,000 | 147,000 | 227,000 | 345,000 |
| Net interest income | 1,090,000 | 2,312,000 | 3,678,000 | 5,173,000 |
| Noninterest income | 110,000 | 200,000 | 307,000 | 412,000 |
| Noninterest expense | 774,000 | 1,551,000 | 2,352,000 | 3,163,000 |
| Provision for loan losses | 45,000 | 105,000 | 180,000 | 280,000 |
| Pretax income | 381,000 | 857,000 | 1,459,000 | 2,148,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 381,000 | 857,000 | 1,459,000 | 2,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,927,000 | 16,102,000 | 16,404,000 | 16,720,000 |