Call reports 2021
JOHNSON CITY BANK — 2021
What JOHNSON CITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 152,158,000 | 152,424,000 | 156,923,000 | 158,835,000 |
| Total loans | 80,677,000 | 84,504,000 | 87,405,000 | 86,563,000 |
| Allowance for loan losses | 679,000 | 651,000 | 700,000 | 706,000 |
| Securities available for sale | 9,670,000 | 9,808,000 | 10,098,000 | 9,327,000 |
| Securities held to maturity | 5,969,000 | 6,472,000 | 6,472,000 | 7,705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,068,000 | 137,252,000 | 141,528,000 | 143,143,000 |
| Interest-bearing deposits | 69,735,000 | 72,732,000 | 74,764,000 | 73,359,000 |
| Noninterest-bearing deposits | 67,333,000 | 64,521,000 | 66,764,000 | 69,784,000 |
| Equity capital | 14,952,000 | 15,027,000 | 15,211,000 | 15,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,092,000 | 2,199,000 | 3,382,000 | 4,623,000 |
| Interest expense | 84,000 | 163,000 | 247,000 | 325,000 |
| Net interest income | 1,008,000 | 2,036,000 | 3,135,000 | 4,298,000 |
| Noninterest income | 101,000 | 191,000 | 282,000 | 380,000 |
| Noninterest expense | 741,000 | 1,484,000 | 2,212,000 | 2,642,000 |
| Provision for loan losses | 30,000 | 75,000 | 130,000 | 230,000 |
| Pretax income | 338,000 | 667,000 | 1,074,000 | 1,805,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 338,000 | 667,000 | 1,074,000 | 1,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,079,000 | 15,139,000 | 15,303,000 | 15,789,000 |