Call reports 2020
JOHNSON CITY BANK — 2020
What JOHNSON CITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 119,388,000 | 128,158,000 | 142,280,000 | 143,663,000 |
| Total loans | 72,238,000 | 74,715,000 | 79,349,000 | 76,759,000 |
| Allowance for loan losses | 700,000 | 693,000 | 691,000 | 714,000 |
| Securities available for sale | 4,960,000 | 6,933,000 | 8,187,000 | 9,396,000 |
| Securities held to maturity | 6,527,000 | 5,276,000 | 5,188,000 | 5,186,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,358,000 | 113,008,000 | 127,052,000 | 128,530,000 |
| Interest-bearing deposits | 65,087,000 | 63,415,000 | 68,067,000 | 67,635,000 |
| Noninterest-bearing deposits | 39,271,000 | 49,593,000 | 58,986,000 | 60,896,000 |
| Equity capital | 14,855,000 | 14,949,000 | 15,016,000 | 15,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,219,000 | 2,351,000 | 3,502,000 | 4,643,000 |
| Interest expense | 160,000 | 301,000 | 419,000 | 514,000 |
| Net interest income | 1,059,000 | 2,050,000 | 3,083,000 | 4,129,000 |
| Noninterest income | 156,000 | 248,000 | 352,000 | 443,000 |
| Noninterest expense | 794,000 | 1,549,000 | 2,363,000 | 3,165,000 |
| Provision for loan losses | 30,000 | 50,000 | 80,000 | 130,000 |
| Pretax income | 391,000 | 699,000 | 992,000 | 1,277,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 391,000 | 699,000 | 992,000 | 1,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,879,000 | 14,877,000 | 14,960,000 | 14,986,000 |