Call reports 2019
JOHNSON CITY BANK — 2019
What JOHNSON CITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 121,010,000 | 120,851,000 | 122,453,000 | 118,523,000 |
| Total loans | 72,529,000 | 71,357,000 | 72,796,000 | 70,377,000 |
| Allowance for loan losses | 713,000 | 662,000 | 651,000 | 671,000 |
| Securities available for sale | 0 | 0 | 0 | 1,015,000 |
| Securities held to maturity | 7,022,000 | 8,028,000 | 8,517,000 | 7,478,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,348,000 | 106,091,000 | 107,484,000 | 103,647,000 |
| Interest-bearing deposits | 66,485,000 | 68,066,000 | 68,378,000 | 65,081,000 |
| Noninterest-bearing deposits | 39,863,000 | 38,025,000 | 39,106,000 | 38,566,000 |
| Equity capital | 14,559,000 | 14,657,000 | 14,801,000 | 14,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,285,000 | 2,616,000 | 3,917,000 | 5,197,000 |
| Interest expense | 143,000 | 308,000 | 487,000 | 666,000 |
| Net interest income | 1,142,000 | 2,308,000 | 3,430,000 | 4,531,000 |
| Noninterest income | 130,000 | 241,000 | 370,000 | 421,000 |
| Noninterest expense | 870,000 | 1,707,000 | 2,523,000 | 3,353,000 |
| Provision for loan losses | 30,000 | 65,000 | 65,000 | 95,000 |
| Pretax income | 372,000 | 777,000 | 1,221,000 | 1,518,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 372,000 | 777,000 | 1,221,000 | 1,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,559,000 | 14,657,000 | 14,801,000 | 14,798,000 |
| Total capital | 15,272,000 | 15,319,000 | 15,452,000 | 15,469,000 |
| Risk-weighted assets | 65,571,000 | 66,129,000 | 66,787,000 | 62,196,000 |