Call reports 2018
JOHNSON CITY BANK — 2018
What JOHNSON CITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 120,901,000 | 116,036,000 | 117,546,000 | 118,188,000 |
| Total loans | 75,318,000 | 76,448,000 | 72,795,000 | 72,106,000 |
| Allowance for loan losses | 650,000 | 605,000 | 570,000 | 698,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,778,000 | 6,528,000 | 7,022,000 | 7,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,611,000 | 101,520,000 | 102,931,000 | 103,668,000 |
| Interest-bearing deposits | 67,118,000 | 65,383,000 | 64,688,000 | 64,498,000 |
| Noninterest-bearing deposits | 39,493,000 | 36,137,000 | 38,243,000 | 39,170,000 |
| Equity capital | 14,168,000 | 14,308,000 | 14,418,000 | 14,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,470,000 | 3,730,000 | 5,019,000 |
| Interest expense | 104,000 | 208,000 | 318,000 | 444,000 |
| Net interest income | 1,100,000 | 2,262,000 | 3,412,000 | 4,575,000 |
| Noninterest income | 127,000 | 240,000 | 358,000 | 484,000 |
| Noninterest expense | 844,000 | 1,679,000 | 2,540,000 | 3,341,000 |
| Provision for loan losses | 0 | 0 | 0 | 130,000 |
| Pretax income | 383,000 | 823,000 | 1,233,000 | 1,602,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 383,000 | 823,000 | 1,233,000 | 1,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,168,000 | 14,308,000 | 14,418,000 | 14,487,000 |
| Total capital | 14,818,000 | 14,913,000 | 14,988,000 | 15,185,000 |
| Risk-weighted assets | 67,093,000 | 68,483,000 | 64,772,000 | 64,436,000 |