Call reports 2017
JOHNSON CITY BANK — 2017
What JOHNSON CITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 117,048,000 | 118,648,000 | 119,072,000 | 121,621,000 |
| Total loans | 75,351,000 | 74,976,000 | 76,742,000 | 74,904,000 |
| Allowance for loan losses | 705,000 | 715,000 | 662,000 | 708,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,494,000 | 6,494,000 | 6,495,000 | 6,536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,098,000 | 104,620,000 | 104,891,000 | 107,478,000 |
| Interest-bearing deposits | 68,780,000 | 69,520,000 | 68,504,000 | 67,511,000 |
| Noninterest-bearing deposits | 34,318,000 | 35,100,000 | 36,387,000 | 39,967,000 |
| Equity capital | 13,881,000 | 13,955,000 | 14,058,000 | 14,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,340,000 | 3,554,000 | 4,767,000 |
| Interest expense | 103,000 | 209,000 | 318,000 | 423,000 |
| Net interest income | 1,060,000 | 2,131,000 | 3,236,000 | 4,344,000 |
| Noninterest income | 101,000 | 213,000 | 316,000 | 429,000 |
| Noninterest expense | 815,000 | 1,625,000 | 2,430,000 | 3,277,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 346,000 | 720,000 | 1,123,000 | 1,450,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 346,000 | 720,000 | 1,123,000 | 1,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,881,000 | 13,955,000 | 14,058,000 | 14,085,000 |
| Total capital | 14,586,000 | 14,670,000 | 14,720,000 | 14,793,000 |
| Risk-weighted assets | 67,877,000 | 67,918,000 | 69,444,000 | 67,132,000 |