Call reports 2016
JOHNSON CITY BANK — 2016
What JOHNSON CITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 116,656,000 | 113,226,000 | 114,872,000 | 116,256,000 |
| Total loans | 76,171,000 | 76,874,000 | 76,077,000 | 75,698,000 |
| Allowance for loan losses | 736,000 | 711,000 | 689,000 | 759,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,733,000 | 4,230,000 | 4,232,000 | 5,493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,844,000 | 99,269,000 | 100,882,000 | 102,372,000 |
| Interest-bearing deposits | 67,107,000 | 65,558,000 | 66,689,000 | 66,844,000 |
| Noninterest-bearing deposits | 35,737,000 | 33,711,000 | 34,193,000 | 35,528,000 |
| Equity capital | 13,719,000 | 13,819,000 | 13,870,000 | 13,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,174,000 | 2,336,000 | 3,489,000 | 4,638,000 |
| Interest expense | 101,000 | 202,000 | 303,000 | 407,000 |
| Net interest income | 1,073,000 | 2,134,000 | 3,186,000 | 4,231,000 |
| Noninterest income | 90,000 | 195,000 | 285,000 | 374,000 |
| Noninterest expense | 739,000 | 1,505,000 | 2,281,000 | 3,060,000 |
| Provision for loan losses | 55,000 | 55,000 | 55,000 | 145,000 |
| Pretax income | 369,000 | 769,000 | 1,135,000 | 1,400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 369,000 | 769,000 | 1,135,000 | 1,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,719,000 | 13,819,000 | 13,870,000 | 13,835,000 |
| Total capital | 14,456,000 | 14,530,000 | 14,559,000 | 14,594,000 |
| Risk-weighted assets | 68,374,000 | 68,731,000 | 67,888,000 | 68,257,000 |