Call reports 2015
JOHNSON CITY BANK — 2015
What JOHNSON CITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 114,167,000 | 115,619,000 | 114,068,000 | 116,115,000 |
| Total loans | 79,306,000 | 78,507,000 | 78,770,000 | 77,184,000 |
| Allowance for loan losses | 760,000 | 801,000 | 759,000 | 735,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,237,000 | 3,728,000 | 3,731,000 | 3,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,758,000 | 101,992,000 | 100,327,000 | 102,415,000 |
| Interest-bearing deposits | 63,719,000 | 64,734,000 | 65,664,000 | 66,791,000 |
| Noninterest-bearing deposits | 37,040,000 | 37,258,000 | 34,663,000 | 35,624,000 |
| Equity capital | 13,311,000 | 13,462,000 | 13,614,000 | 13,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,365,000 | 3,595,000 | 4,773,000 |
| Interest expense | 96,000 | 198,000 | 299,000 | 401,000 |
| Net interest income | 1,088,000 | 2,167,000 | 3,296,000 | 4,372,000 |
| Noninterest income | 93,000 | 175,000 | 258,000 | 341,000 |
| Noninterest expense | 711,000 | 1,414,000 | 2,173,000 | 2,996,000 |
| Provision for loan losses | 0 | 8,000 | 8,000 | 8,000 |
| Pretax income | 470,000 | 920,000 | 1,373,000 | 1,709,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 470,000 | 920,000 | 1,373,000 | 1,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,311,000 | 13,462,000 | 13,614,000 | 13,650,000 |
| Total capital | 14,071,000 | 14,263,000 | 14,373,000 | 14,385,000 |
| Risk-weighted assets | 71,310,000 | 71,036,000 | 71,445,000 | 71,078,000 |