Call reports 2014
JOHNSON CITY BANK — 2014
What JOHNSON CITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 102,680,000 | 101,111,000 | 102,950,000 | 107,800,000 |
| Total loans | 73,379,000 | 76,553,000 | 78,311,000 | 79,534,000 |
| Allowance for loan losses | 667,000 | 656,000 | 691,000 | 839,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,492,000 | 2,992,000 | 3,236,000 | 3,236,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,596,000 | 87,880,000 | 89,662,000 | 94,614,000 |
| Interest-bearing deposits | 64,095,000 | 64,274,000 | 63,118,000 | 62,464,000 |
| Noninterest-bearing deposits | 25,501,000 | 23,607,000 | 26,543,000 | 32,150,000 |
| Equity capital | 12,975,000 | 13,067,000 | 13,161,000 | 13,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,205,000 | 2,372,000 | 3,554,000 | 4,761,000 |
| Interest expense | 99,000 | 199,000 | 299,000 | 398,000 |
| Net interest income | 1,106,000 | 2,173,000 | 3,255,000 | 4,363,000 |
| Noninterest income | 101,000 | 214,000 | 307,000 | 397,000 |
| Noninterest expense | 727,000 | 1,465,000 | 2,161,000 | 2,903,000 |
| Provision for loan losses | 0 | 50,000 | 135,000 | 340,000 |
| Pretax income | 480,000 | 872,000 | 1,266,000 | 1,517,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 480,000 | 872,000 | 1,266,000 | 1,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,975,000 | 13,067,000 | 13,161,000 | 13,141,000 |
| Total capital | 13,642,000 | 13,723,000 | 13,852,000 | 13,980,000 |
| Risk-weighted assets | 64,708,000 | 66,952,000 | 69,369,000 | 70,287,000 |