Call reports 2013
JOHNSON CITY BANK — 2013
What JOHNSON CITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 98,072,000 | 97,192,000 | 101,090,000 | 103,310,000 |
| Total loans | 65,983,000 | 67,453,000 | 66,857,000 | 69,089,000 |
| Allowance for loan losses | 551,000 | 543,000 | 502,000 | 604,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,000,000 | 2,250,000 | 2,750,000 | 2,741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,480,000 | 84,456,000 | 88,310,000 | 90,480,000 |
| Interest-bearing deposits | 63,695,000 | 62,188,000 | 62,498,000 | 64,583,000 |
| Noninterest-bearing deposits | 21,785,000 | 22,267,000 | 25,812,000 | 25,896,000 |
| Equity capital | 12,505,000 | 12,584,000 | 12,650,000 | 12,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 2,138,000 | 3,226,000 | 4,340,000 |
| Interest expense | 106,000 | 210,000 | 312,000 | 412,000 |
| Net interest income | 953,000 | 1,928,000 | 2,914,000 | 3,928,000 |
| Noninterest income | 93,000 | 156,000 | 202,000 | 282,000 |
| Noninterest expense | 643,000 | 1,277,000 | 1,932,000 | 2,587,000 |
| Provision for loan losses | 50,000 | 95,000 | 125,000 | 150,000 |
| Pretax income | 353,000 | 712,000 | 1,059,000 | 1,473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 353,000 | 712,000 | 1,059,000 | 1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,505,000 | 12,584,000 | 12,650,000 | 12,780,000 |
| Total capital | 13,056,000 | 13,127,000 | 13,152,000 | 13,384,000 |
| Risk-weighted assets | 57,963,000 | 58,562,000 | 58,741,000 | 60,411,000 |