Call reports 2012
JOHNSON CITY BANK — 2012
What JOHNSON CITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 93,532,000 | 94,482,000 | 95,707,000 | 100,768,000 |
| Total loans | 66,151,000 | 65,773,000 | 65,027,000 | 65,417,000 |
| Allowance for loan losses | 644,000 | 673,000 | 625,000 | 607,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 1,750,000 | 1,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,260,000 | 82,040,000 | 83,201,000 | 88,278,000 |
| Interest-bearing deposits | 62,073,000 | 61,503,000 | 63,176,000 | 62,257,000 |
| Noninterest-bearing deposits | 19,186,000 | 20,538,000 | 20,025,000 | 26,021,000 |
| Equity capital | 12,173,000 | 12,298,000 | 12,384,000 | 12,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,240,000 | 3,336,000 | 4,426,000 |
| Interest expense | 134,000 | 263,000 | 387,000 | 502,000 |
| Net interest income | 1,002,000 | 1,977,000 | 2,949,000 | 3,924,000 |
| Noninterest income | 102,000 | 200,000 | 212,000 | 297,000 |
| Noninterest expense | 640,000 | 1,284,000 | 1,922,000 | 2,584,000 |
| Provision for loan losses | 90,000 | 160,000 | 160,000 | 230,000 |
| Pretax income | 374,000 | 733,000 | 1,079,000 | 1,407,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 374,000 | 733,000 | 1,079,000 | 1,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,173,000 | 12,298,000 | 12,384,000 | 12,431,000 |
| Total capital | 12,817,000 | 12,971,000 | 13,009,000 | 13,038,000 |
| Risk-weighted assets | 58,262,000 | 57,503,000 | 57,160,000 | 57,839,000 |