Call reports 2011
JOHNSON CITY BANK — 2011
What JOHNSON CITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 89,512,000 | 91,074,000 | 95,371,000 | 95,839,000 |
| Total loans | 64,481,000 | 66,120,000 | 65,276,000 | 65,701,000 |
| Allowance for loan losses | 609,000 | 701,000 | 800,000 | 599,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,540,000 | 1,540,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,067,000 | 79,414,000 | 83,373,000 | 83,742,000 |
| Interest-bearing deposits | 61,365,000 | 60,930,000 | 63,378,000 | 65,435,000 |
| Noninterest-bearing deposits | 16,702,000 | 18,484,000 | 19,995,000 | 18,307,000 |
| Equity capital | 11,327,000 | 11,584,000 | 11,876,000 | 12,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,114,000 | 2,243,000 | 3,380,000 | 4,475,000 |
| Interest expense | 168,000 | 327,000 | 476,000 | 623,000 |
| Net interest income | 946,000 | 1,916,000 | 2,904,000 | 3,852,000 |
| Noninterest income | 87,000 | 187,000 | 238,000 | 346,000 |
| Noninterest expense | 603,000 | 1,200,000 | 1,785,000 | 2,427,000 |
| Provision for loan losses | 105,000 | 221,000 | 271,000 | 361,000 |
| Pretax income | 325,000 | 682,000 | 1,086,000 | 1,410,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 325,000 | 682,000 | 1,086,000 | 1,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,327,000 | 11,584,000 | 11,876,000 | 12,034,000 |
| Total capital | 11,402,000 | 11,660,000 | 11,948,000 | 12,107,000 |
| Risk-weighted assets | 56,185,000 | 56,914,000 | 56,689,000 | 57,843,000 |