Call reports 2010
JOHNSON CITY BANK — 2010
What JOHNSON CITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 87,501,000 | 86,693,000 | 86,387,000 | 88,972,000 |
| Total loans | 64,102,000 | 64,948,000 | 64,313,000 | 64,243,000 |
| Allowance for loan losses | 404,000 | 459,000 | 469,000 | 521,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,075,000 | 1,075,000 | 1,040,000 | 1,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,905,000 | 75,856,000 | 75,301,000 | 77,739,000 |
| Interest-bearing deposits | 57,752,000 | 59,402,000 | 59,255,000 | 59,312,000 |
| Noninterest-bearing deposits | 19,153,000 | 16,455,000 | 16,046,000 | 18,427,000 |
| Equity capital | 10,441,000 | 10,693,000 | 10,902,000 | 11,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,323,000 | 3,505,000 | 4,654,000 |
| Interest expense | 254,000 | 491,000 | 712,000 | 917,000 |
| Net interest income | 896,000 | 1,832,000 | 2,793,000 | 3,737,000 |
| Noninterest income | 81,000 | 140,000 | 245,000 | 325,000 |
| Noninterest expense | 605,000 | 1,233,000 | 1,856,000 | 2,474,000 |
| Provision for loan losses | 120,000 | 220,000 | 315,000 | 485,000 |
| Pretax income | 252,000 | 519,000 | 867,000 | 1,103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 252,000 | 519,000 | 867,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,441,000 | 10,693,000 | 10,902,000 | 11,137,000 |
| Total capital | 10,516,000 | 10,767,000 | 10,976,000 | 11,212,000 |
| Risk-weighted assets | 60,152,000 | 59,033,000 | 58,683,000 | 59,205,000 |