Call reports 2009
JOHNSON CITY BANK — 2009
What JOHNSON CITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 79,382,000 | 78,860,000 | 79,043,000 | 81,144,000 |
| Total loans | 58,762,000 | 60,142,000 | 60,902,000 | 63,621,000 |
| Allowance for loan losses | 173,000 | 255,000 | 345,000 | 410,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,310,000 | 5,110,000 | 5,075,000 | 1,075,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,255,000 | 68,592,000 | 68,633,000 | 70,847,000 |
| Interest-bearing deposits | 52,144,000 | 52,662,000 | 54,074,000 | 56,000,000 |
| Noninterest-bearing deposits | 17,111,000 | 15,930,000 | 14,560,000 | 14,847,000 |
| Equity capital | 9,977,000 | 10,135,000 | 10,251,000 | 10,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,219,000 | 2,429,000 | 3,646,000 | 4,836,000 |
| Interest expense | 338,000 | 649,000 | 943,000 | 1,219,000 |
| Net interest income | 881,000 | 1,780,000 | 2,703,000 | 3,617,000 |
| Noninterest income | 90,000 | 130,000 | 199,000 | 71,000 |
| Noninterest expense | 539,000 | 1,102,000 | 1,713,000 | 2,291,000 |
| Provision for loan losses | 130,000 | 233,000 | 383,000 | 523,000 |
| Pretax income | 302,000 | 575,000 | 806,000 | 874,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 302,000 | 575,000 | 806,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,977,000 | 10,135,000 | 10,251,000 | 10,204,000 |
| Total capital | 10,048,000 | 10,206,000 | 10,322,000 | 10,278,000 |
| Risk-weighted assets | 56,328,000 | 56,972,000 | 56,968,000 | 58,929,000 |