Call reports 2006
JOHNSON CITY BANK — 2006
What JOHNSON CITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 63,768,000 | 64,855,000 | 66,320,000 | 67,032,000 |
| Total loans | 44,761,000 | 45,399,000 | 48,279,000 | 49,001,000 |
| Allowance for loan losses | 724,000 | 781,000 | 773,000 | 760,000 |
| Securities available for sale | 3,845,000 | 3,827,000 | 3,865,000 | 3,899,000 |
| Securities held to maturity | 565,000 | 565,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,952,000 | 56,921,000 | 58,115,000 | 58,683,000 |
| Interest-bearing deposits | 42,066,000 | 42,493,000 | 42,884,000 | 44,343,000 |
| Noninterest-bearing deposits | 13,886,000 | 14,428,000 | 15,231,000 | 14,341,000 |
| Equity capital | 7,705,000 | 7,819,000 | 8,043,000 | 8,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,253,000 | 3,467,000 | 4,717,000 |
| Interest expense | 292,000 | 625,000 | 981,000 | 1,375,000 |
| Net interest income | 796,000 | 1,628,000 | 2,486,000 | 3,342,000 |
| Noninterest income | 89,000 | 162,000 | 244,000 | 322,000 |
| Noninterest expense | 501,000 | 1,009,000 | 1,534,000 | 2,062,000 |
| Provision for loan losses | -1,000 | -1,000 | -2,000 | 27,000 |
| Pretax income | 385,000 | 782,000 | 1,198,000 | 1,575,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 385,000 | 782,000 | 1,198,000 | 1,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,861,000 | 7,992,000 | 8,178,000 | 8,324,000 |
| Total capital | 8,294,000 | 8,527,000 | 8,758,000 | 8,909,000 |
| Risk-weighted assets | 34,338,000 | 42,613,000 | 46,301,000 | 46,666,000 |