Call reports 2002
JOHNSON CITY BANK — 2002
What JOHNSON CITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,221,000 | 44,479,000 | 45,884,000 | 46,791,000 |
| Total loans | 28,193,000 | 29,531,000 | 30,553,000 | 30,693,000 |
| Allowance for loan losses | 600,000 | 600,000 | 620,000 | 661,000 |
| Securities available for sale | 0 | 2,501,000 | 2,513,000 | 1,516,000 |
| Securities held to maturity | 6,055,000 | 7,047,000 | 7,020,000 | 7,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,583,000 | 38,684,000 | 39,964,000 | 40,794,000 |
| Interest-bearing deposits | 28,400,000 | 29,856,000 | 30,744,000 | 31,757,000 |
| Noninterest-bearing deposits | 8,183,000 | 8,828,000 | 9,220,000 | 9,037,000 |
| Equity capital | 5,528,000 | 5,655,000 | 5,789,000 | 5,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,497,000 | 2,294,000 | 3,098,000 |
| Interest expense | 197,000 | 379,000 | 561,000 | 742,000 |
| Net interest income | 536,000 | 1,118,000 | 1,733,000 | 2,356,000 |
| Noninterest income | 44,000 | 84,000 | 121,000 | 143,000 |
| Noninterest expense | 317,000 | 626,000 | 944,000 | 1,281,000 |
| Provision for loan losses | 6,000 | 33,000 | 75,000 | 125,000 |
| Pretax income | 257,000 | 543,000 | 835,000 | 1,093,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 254,000 | 537,000 | 826,000 | 1,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,528,000 | 5,651,000 | 5,777,000 | 5,868,000 |
| Total capital | 5,866,000 | 5,999,000 | 6,138,000 | 6,230,000 |
| Risk-weighted assets | 27,288,000 | 28,141,000 | 28,610,000 | 28,666,000 |