Call reports 2001
JOHNSON CITY BANK — 2001
What JOHNSON CITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,435,000 | 41,811,000 | 41,206,000 | 41,744,000 |
| Total loans | 27,610,000 | 27,821,000 | 27,032,000 | 26,982,000 |
| Allowance for loan losses | 577,000 | 610,000 | 608,000 | 603,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,040,000 | 3,040,000 | 7,063,000 | 6,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,122,000 | 36,399,000 | 35,688,000 | 36,175,000 |
| Interest-bearing deposits | 28,110,000 | 27,651,000 | 28,088,000 | 28,017,000 |
| Noninterest-bearing deposits | 8,012,000 | 8,748,000 | 7,600,000 | 8,158,000 |
| Equity capital | 5,138,000 | 5,257,000 | 5,353,000 | 5,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,727,000 | 2,547,000 | 3,312,000 |
| Interest expense | 307,000 | 615,000 | 905,000 | 1,150,000 |
| Net interest income | 560,000 | 1,112,000 | 1,642,000 | 2,162,000 |
| Noninterest income | 44,000 | 80,000 | 112,000 | 141,000 |
| Noninterest expense | 306,000 | 607,000 | 910,000 | 1,213,000 |
| Provision for loan losses | 25,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 273,000 | 555,000 | 814,000 | 1,060,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 270,000 | 549,000 | 805,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,138,000 | 5,257,000 | 5,353,000 | 5,436,000 |
| Total capital | 5,474,000 | 5,597,000 | 5,677,000 | 5,765,000 |
| Risk-weighted assets | 26,611,000 | 26,913,000 | 25,641,000 | 26,344,000 |