Call reports 2010
PUTNAM STATE BANK — 2010
What PUTNAM STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 200,019,000 | 198,052,000 | 185,167,000 | 175,544,000 |
| Total loans | 137,615,000 | 132,549,000 | 123,110,000 | 123,937,000 |
| Allowance for loan losses | 7,421,000 | 8,181,000 | 7,918,000 | 6,913,000 |
| Securities available for sale | 30,772,000 | 30,812,000 | 32,301,000 | 25,341,000 |
| Securities held to maturity | 935,000 | 935,000 | 210,000 | 210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,431,000 | 182,240,000 | 169,166,000 | 161,403,000 |
| Interest-bearing deposits | 176,662,000 | 170,262,000 | 156,749,000 | 148,701,000 |
| Noninterest-bearing deposits | 10,769,000 | 11,978,000 | 12,417,000 | 12,702,000 |
| Equity capital | 4,723,000 | 7,741,000 | 8,115,000 | 6,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,205,000 | 4,336,000 | 6,318,000 | 8,205,000 |
| Interest expense | 881,000 | 1,670,000 | 2,372,000 | 2,914,000 |
| Net interest income | 1,324,000 | 2,666,000 | 3,946,000 | 5,291,000 |
| Noninterest income | -154,000 | -9,000 | -197,000 | -1,007,000 |
| Noninterest expense | 1,510,000 | 3,184,000 | 5,172,000 | 7,313,000 |
| Provision for loan losses | 597,000 | 2,157,000 | 3,057,000 | 2,735,000 |
| Pretax income | -937,000 | -2,599,000 | -4,303,000 | -5,471,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -937,000 | -2,599,000 | -4,303,000 | -5,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,814,000 | 7,402,000 | 7,798,000 | 7,190,000 |
| Total capital | 6,862,000 | 9,359,000 | 9,640,000 | 9,025,000 |
| Risk-weighted assets | 158,345,000 | 150,365,000 | 141,298,000 | 141,685,000 |