Call reports 2009
PUTNAM STATE BANK — 2009
What PUTNAM STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 192,018,000 | 191,585,000 | 197,547,000 | 197,123,000 |
| Total loans | 153,958,000 | 148,781,000 | 150,025,000 | 146,551,000 |
| Allowance for loan losses | 2,567,000 | 5,958,000 | 5,945,000 | 7,841,000 |
| Securities available for sale | 13,072,000 | 14,475,000 | 18,629,000 | 20,276,000 |
| Securities held to maturity | 939,000 | 937,000 | 935,000 | 935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,742,000 | 160,003,000 | 173,427,000 | 181,797,000 |
| Interest-bearing deposits | 144,801,000 | 147,638,000 | 160,880,000 | 170,306,000 |
| Noninterest-bearing deposits | 12,941,000 | 12,365,000 | 12,547,000 | 11,491,000 |
| Equity capital | 16,366,000 | 13,190,000 | 13,236,000 | 4,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,586,000 | 5,154,000 | 7,511,000 | 9,753,000 |
| Interest expense | 1,173,000 | 2,261,000 | 3,296,000 | 4,250,000 |
| Net interest income | 1,413,000 | 2,893,000 | 4,215,000 | 5,503,000 |
| Noninterest income | 123,000 | 113,000 | 172,000 | -722,000 |
| Noninterest expense | 1,477,000 | 2,957,000 | 4,595,000 | 6,396,000 |
| Provision for loan losses | 900,000 | 8,200,000 | 8,200,000 | 14,021,000 |
| Pretax income | -841,000 | -8,151,000 | -8,408,000 | -15,617,000 |
| Income tax | -302,000 | -3,054,000 | -3,164,000 | -1,927,000 |
| Net income | -539,000 | -5,097,000 | -5,244,000 | -13,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,202,000 | 12,652,000 | 10,436,000 | 4,751,000 |
| Total capital | 18,450,000 | 14,898,000 | 12,674,000 | 6,902,000 |
| Risk-weighted assets | 179,553,000 | 175,997,000 | 175,386,000 | 166,401,000 |