Call reports 2008
PUTNAM STATE BANK — 2008
What PUTNAM STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 185,200,000 | 183,063,000 | 193,439,000 | 195,915,000 |
| Total loans | 137,577,000 | 142,702,000 | 146,507,000 | 149,787,000 |
| Allowance for loan losses | 1,547,000 | 1,644,000 | 1,811,000 | 1,786,000 |
| Securities available for sale | 28,865,000 | 23,501,000 | 23,273,000 | 15,522,000 |
| Securities held to maturity | 1,349,000 | 948,000 | 943,000 | 941,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,169,000 | 148,143,000 | 159,065,000 | 160,942,000 |
| Interest-bearing deposits | 136,955,000 | 134,720,000 | 146,571,000 | 148,303,000 |
| Noninterest-bearing deposits | 13,214,000 | 13,423,000 | 12,494,000 | 12,639,000 |
| Equity capital | 16,689,000 | 16,528,000 | 16,441,000 | 17,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,955,000 | 5,794,000 | 8,672,000 | 11,298,000 |
| Interest expense | 1,428,000 | 2,709,000 | 4,028,000 | 5,355,000 |
| Net interest income | 1,527,000 | 3,085,000 | 4,644,000 | 5,943,000 |
| Noninterest income | 108,000 | 265,000 | 280,000 | 412,000 |
| Noninterest expense | 1,377,000 | 2,713,000 | 4,023,000 | 5,184,000 |
| Provision for loan losses | 86,000 | 206,000 | 706,000 | 986,000 |
| Pretax income | 172,000 | 451,000 | 215,000 | 373,000 |
| Income tax | 62,000 | 162,000 | 77,000 | 134,000 |
| Net income | 110,000 | 289,000 | 138,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,612,000 | 16,791,000 | 16,640,000 | 16,741,000 |
| Total capital | 18,159,000 | 18,435,000 | 18,451,000 | 18,527,000 |
| Risk-weighted assets | 160,835,000 | 165,124,000 | 170,899,000 | 176,270,000 |